Item 1.01 Entry into a Material Definitive Agreement.

On July 22, 2022, Spire Inc. (“Spire”), Spire Missouri Inc. (“Spire Missouri”)
and Spire Alabama Inc. (“Spire Alabama” and, together with Spire and Spire
Missouri, each, a “Borrower” and, collectively, the “Borrowers”) entered into an
Amended and Restated Loan Agreement among the Borrowers, Wells Fargo Bank,
National Association
, as administrative agent, and the lenders party thereto as
Banks (the “Loan Agreement”). The Loan Agreement amends, restates and replaces
the Loan and Security Agreement dated as of December 14, 2016 among the
Borrowers, Wells Fargo Bank, National Association, as administrative agent, and
the lenders party thereto, as amended by a First Amendment to Loan Agreement
dated as of October 31, 2018.

Each Borrower and its affiliates has or may have customary banking relationships
with one or more of the banks under the Loan Agreement for the provision of a
variety of financial services, including commercial paper dealer, pension fund
trustee, cash management, investment banking, and lockbox services, none of
which are material individually or in the aggregate with respect to any
individual party.

The Loan Agreement has an aggregate credit commitment of $1.3 billion, including
sublimits of $450 million for Spire, $575 million for Spire Missouri, and
$275 million for Spire Alabama. These sublimits may be reallocated from time to
time among the three Borrowers within the $1.3 billion aggregate commitment. In
certain situations, the Borrowers may request an increase in the aggregate
revolving credit commitment of up to $300 million (to a total of $1.6 billion).
The Loan Agreement also provides for letters of credit available to the
Borrowers in an aggregate amount up to $50 million and swingline loans in an
aggregate amount up to $100 million. Letters of credit and swingline loans are
sublines of credit under the Loan Agreement and count against the total
commitment amount available. Each Borrower expects to use the Loan Agreement for
general corporate purposes, including short-term borrowings and letters of
credit. Loans or other credit extensions under the Loan Agreement to a Borrower
constitute obligations of only that Borrower, and do not constitute obligations
of the other Borrowers.

The Loan Agreement contains affirmative and negative covenants customary for
such agreements, including, among other things, limitations on certain types of
acquisitions, investments, and sales of property. The Loan Agreement also
contains financial covenants limiting each Borrower’s consolidated debt to 70%
of such Borrower’s capitalization. The calculation is more specifically
described in the Loan Agreement. The Loan Agreement also contains customary
events of default, including, without limitation, payment defaults, covenant
defaults, material inaccuracy of representations and warranties, certain events
of bankruptcy and insolvency, cross defaults to certain other agreements, and
the entry of certain judgments not appealed or satisfied.

Under the Loan Agreement, revolving credit borrowings will bear interest at
either an adjusted base rate or an adjusted term SOFR rate, at each Borrower’s
option, plus, in either case, an applicable margin. The base rate is the highest
of Wells Fargo Bank’s prime rate, the federal funds rate plus 0.5%, or an
adjusted term SOFR rate for a tenor of one month plus 1%. The additional margin
applicable to adjusted base rate loans varies between 0% and 0.5%, depending on
the applicable Borrower’s senior unsecured debt rating as determined by S&P,
Fitch or Moody’s. The adjusted term SOFR rate is the sum of term SOFR for an
interest period of 1, 3 or 6 months, as the applicable Borrower may select, plus
a SOFR adjustment spread of 0.1%. The additional margin applicable to adjusted
term SOFR loans varies between 0.875% and 1.5%, depending on the applicable
Borrower’s senior unsecured debt rating as determined by S&P, Fitch or Moody’s.
Certain interest rates are subject to a floor of 0%.

Swingline loans bear interest, at the applicable Borrower’s option, at either
(a) an adjusted base rate plus an applicable margin (in each case as described
above with respect to revolving credit loans) or (b) a daily floating interest
rate equal to term SOFR for an interest period of one month, plus a term SOFR
adjustment spread of 0.1%, plus an additional margin that varies between 0.875%
and 1.5%, depending on the applicable Borrower’s senior unsecured debt rating as
determined by S&P, Fitch or Moody’s.

The interest rate margin on revolving credit loans and swing line loans to Spire
(but not to Spire Missouri or Spire Alabama) is subject to annual
ESG-based
sustainability adjustments. Depending on whether Spire achieves certain key
performance indicator (KPI) metrics, the annual interest rate on revolving
credit loans and swing line loans may increase or decrease by up to 5.0 basis
points in any year.

Fees on letters of credit accrue at annual rate that varies between 0.875% and
1.5%, depending on the applicable Borrower’s senior unsecured debt rating as
determined by S&P, Fitch or Moody’s. Other fees may also be charged by the bank
that issues a letter of credit.

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Revolving credit loan borrowings by Spire Missouri or Spire Alabama under the
Loan Agreement are due within 364 days after being made.

Each Borrower has paid certain upfront fees to certain of the banks for the Loan
Agreement and, during the term of the Loan Agreement, each Borrower will pay the
banks a commitment fee on the unused portion of the credit made available to it
under the Loan Agreement. That fee varies between 0.075% and 0.225% depending on
the applicable Borrower's senior unsecured debt rating, as determined by S&P,
Fitch or Moody's. The commitment fee for Spire (but not Spire Missouri or Spire
Alabama) is also subject to
ESG-based
sustainability adjustments. The fee may be increased or decreased up to 1.0
basis points in any year depending on whether Spire achieves certain KPI
metrics.


Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an

Off-Balance

Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 above is incorporated herein by
reference.

Item 9.01 Financial Statements and Exhibits.

(d)
Exhibits
.

The following exhibits are filed as part of this report:

99.1      Amended and Restated Loan Agreement, dated July 22, 2022, among Spire
        Inc., Spire Missouri Inc., Spire Alabama Inc., Wells Fargo Bank, National
        Association, as administrative agent, and the lenders party thereto as
        Banks.

104     Cover Page Interactive Data File (embedded with the Inline XBRL document)

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